Emata

Emata is a spin-of of fintech company Laboremus Uganda. Bringing financial products to farmers across East Africa. Emata allows farmers to use the power of loans to invest in the productivity of their farms. We have started by building a credit history through digitising milk delivery systems in Uganda. Based on this credit history, Emata provides credit to farmers at interest rates they can actually aford. We make this possible by utilising end-to-end digital processes, data- backed risk analytics, and a mobile-based distribution model.